Not everyone can afford to spend a half-million on a new home. Some buyers have to rely on government entities, like the Department of Housing and Urban Development, to buy homes. Thankfully, this enterprise’s primary objective is to help low-income residents identify and purchase residences that fit their budgets and provide assistance throughout the entire buying journey. Buyers who work with HUD can buy foreclosed properties with one to four units the department then owns outright and can sell to whoever qualifies.

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