Insurance covers homeowners when unforeseen issues arise with their homes: the garage door collapses, a tree hits the siding, et cetera. A home warranty covers problems with appliances within one’s home. Broken pipes, malfunctioning heating, a washer and dryer in need of repair — these are arguably the most common items a home warranty covers for homeowners. Buyers obviously would enjoy the benefits of securing a warranty for their new residence, but it can provide sellers with a safety net of sorts should they need to fix things in their home when selling.

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