Comparison shopping is something practically every consumer partakes in on a nearly daily basis — whether they realize it or not. From low-expense purchases like clothes and decor to high-cost buys like, say, homes for sale, they review all of their options carefully to find the best and, in often cases, most affordable one. The Truth in Lending Act was established to ensure all costs associated with obtaining a mortgage are provided to prospective borrowers so they can comparison shop and get the best loan that fits their distinct needs.

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